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• Any opinions expressed are solely my own and do not express the views or opinions of my employer. 
• All information provided herein is for informational purposes only and should not be relied upon to make an investment decision and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.
• Nothing contained herein constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision